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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,241 | $183,539+69.6% | $155,556+100.1% | $145,897+113.3% |
| Participation rate | 81.8% | 82.7%-0.9pp | 78.2%+3.6pp | 80.3%+1.5pp |
| Annual return | 12.72% | 61.31%-48.6pp | 64.84%-52.1pp | 552.29%-539.6pp |
| Employer contribution / active EE | $10,864 | $5,315+104.4% | $4,675+132.4% | $4,663+133.0% |
| Participant deferral / active EE | $7,746 | $6,467+19.8% | $5,631+37.6% | $6,689+15.8% |
| Admin fee / account holder | $11,973 | $19,275-37.9% | $15,885-24.6% | $13,390-10.6% |