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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,447 | $157,296-82.6% | $141,191-80.6% | $152,897-82.0% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 14.67% | 64.34%-49.7pp | 71.41%-56.7pp | 345.43%-330.8pp |
| Employer contribution / active EE | $1,666 | $5,262-68.3% | $4,736-64.8% | $4,764-65.0% |
| Participant deferral / active EE | $3,332 | $7,111-53.1% | $6,710-50.3% | $5,851-43.1% |
| Admin fee / account holder | $160 | $12,125-98.7% | $10,264-98.4% | $11,599-98.6% |