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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,513 | $96,678+101.2% | $86,640+124.5% | $139,466+39.5% |
| Participation rate | 33.3% | 74.4%-41.1pp | 71.7%-38.4pp | 80.3%-47.0pp |
| Annual return | 12.58% | 106.69%-94.1pp | 592.52%-579.9pp | 373.66%-361.1pp |
| Employer contribution / active EE | $1,568 | $3,265-52.0% | $3,024-48.1% | $4,754-67.0% |
| Participant deferral / active EE | $4,089 | $4,837-15.5% | $4,438-7.9% | $6,712-39.1% |
| Admin fee / account holder | $1,311 | $6,410-79.5% | $5,616-76.7% | $11,409-88.5% |