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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,654 | $73,848-65.3% | $143,799-82.2% | $68,486-62.5% |
| Participation rate | 50.8% | 66.7%-15.9pp | 80.3%-29.5pp | 67.9%-17.1pp |
| Annual return | -18.58% | 0.91%-19.5pp | -0.04%-18.5pp | -7.85%-10.7pp |
| Employer contribution / active EE | $0 | $3,184-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,415 | $3,385+30.4% | $5,638-21.7% | $4,028+9.6% |
| Admin fee / account holder | $1,399 | $5,755-75.7% | $14,677-90.5% | $5,404-74.1% |