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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,935 | $160,028+38.1% | $147,080+50.2% | $145,884+51.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.65% | 98.60%-76.9pp | 420.17%-398.5pp | 551.85%-530.2pp |
| Employer contribution / active EE | $30,000 | $5,286+467.6% | $4,933+508.1% | $4,662+543.5% |
| Participant deferral / active EE | $0 | $8,422-100.0% | $8,066-100.0% | $6,690-100.0% |
| Admin fee / account holder | $2,685 | $15,030-82.1% | $12,989-79.3% | $13,392-80.0% |