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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,349 | $56,894-9.7% | $84,753-39.4% | $62,881-18.3% |
| Participation rate | 92.3% | 68.5%+23.8pp | 76.6%+15.7pp | 69.3%+23.0pp |
| Annual return | 8.74% | 6.30%+2.4pp | 22.78%-14.0pp | 20.14%-11.4pp |
| Employer contribution / active EE | $2,323 | $2,400-3.2% | $3,574-35.0% | $2,281+1.9% |
| Participant deferral / active EE | $2,676 | $2,709-1.2% | $3,712-27.9% | $3,203-16.4% |
| Admin fee / account holder | $3,786 | $3,581+5.7% | $5,333-29.0% | $4,296-11.9% |