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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,308 | $110,410-67.1% | $102,437-64.6% | $145,897-75.1% |
| Participation rate | 85.0% | 77.9%+7.1pp | 74.5%+10.5pp | 80.3%+4.7pp |
| Annual return | 8.97% | 24.85%-15.9pp | 24.95%-16.0pp | 552.29%-543.3pp |
| Employer contribution / active EE | $4,506 | $4,217+6.9% | $3,871+16.4% | $4,663-3.4% |
| Participant deferral / active EE | $1,940 | $5,622-65.5% | $5,060-61.7% | $6,689-71.0% |
| Admin fee / account holder | $4,998 | $9,745-48.7% | $8,388-40.4% | $13,390-62.7% |