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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,212 | $106,280+158.9% | $96,538+185.1% | $139,487+97.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 13.91% | 38.48%-24.6pp | 35.74%-21.8pp | 373.84%-359.9pp |
| Employer contribution / active EE | $3,131 | $4,107-23.8% | $3,740-16.3% | $4,755-34.1% |
| Participant deferral / active EE | $9,975 | $5,457+82.8% | $4,880+104.4% | $6,713+48.6% |
| Admin fee / account holder | $25,659 | $7,888+225.3% | $6,737+280.9% | $11,407+124.9% |