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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,401 | $201,344+31.3% | $184,243+43.5% | $145,877+81.2% |
| Participation rate | 88.2% | 87.5%+0.7pp | 86.8%+1.4pp | 80.3%+7.9pp |
| Annual return | 13.94% | 29.01%-15.1pp | 28.82%-14.9pp | 551.28%-537.3pp |
| Employer contribution / active EE | $2,860 | $7,022-59.3% | $6,427-55.5% | $4,663-38.7% |
| Participant deferral / active EE | $9,034 | $9,807-7.9% | $9,132-1.1% | $6,691+35.0% |
| Admin fee / account holder | $17,389 | $16,382+6.1% | $13,914+25.0% | $13,402+29.7% |