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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,322 | $209,336+55.9% | $197,124+65.5% | $137,256+137.7% |
| Participation rate | 87.5% | 87.3%+0.2pp | 86.7%+0.8pp | 80.0%+7.5pp |
| Annual return | 13.88% | 48.09%-34.2pp | 44.34%-30.5pp | 220.34%-206.5pp |
| Employer contribution / active EE | $2,950 | $6,591-55.2% | $6,227-52.6% | $4,156-29.0% |
| Participant deferral / active EE | $10,097 | $9,614+5.0% | $9,135+10.5% | $6,407+57.6% |
| Admin fee / account holder | $6,104 | $17,308-64.7% | $16,298-62.5% | $12,270-50.3% |