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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,135 | $92,219+313.3% | $76,767+396.5% | $135,380+181.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -4.05% | 5.46%-9.5pp | 2.43%-6.5pp | 519.81%-523.9pp |
| Employer contribution / active EE | $3,980 | $3,216+23.8% | $2,485+60.1% | $4,779-16.7% |
| Participant deferral / active EE | $6,500 | $4,508+44.2% | $3,852+68.8% | $5,609+15.9% |
| Admin fee / account holder | $15,674 | $10,749+45.8% | $6,675+134.8% | $10,828+44.7% |