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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,887 | $185,312-4.5% | $161,489+9.5% | $154,746+14.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 13.94% | 103.84%-89.9pp | 89.72%-75.8pp | 172.34%-158.4pp |
| Employer contribution / active EE | $9,669 | $4,769+102.7% | $4,268+126.5% | $4,379+120.8% |
| Participant deferral / active EE | $4,469 | $6,350-29.6% | $5,630-20.6% | $6,730-33.6% |
| Admin fee / account holder | $8,454 | $18,654-54.7% | $16,006-47.2% | $14,365-41.1% |