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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,262 | $138,076+93.6% | $123,553+116.3% | $135,380+97.4% |
| Participation rate | 93.3% | 84.7%+8.6pp | 82.3%+11.0pp | 82.6%+10.7pp |
| Annual return | -4.65% | 153.70%-158.4pp | 119.21%-123.9pp | 519.81%-524.5pp |
| Employer contribution / active EE | $1,977 | $5,152-61.6% | $4,628-57.3% | $4,779-58.6% |
| Participant deferral / active EE | $6,879 | $6,800+1.2% | $6,426+7.1% | $5,609+22.6% |
| Admin fee / account holder | $4,670 | $10,917-57.2% | $9,284-49.7% | $10,828-56.9% |