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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,352 | $62,672+50.6% | $185,117-49.0% | $70,126+34.5% |
| Participation rate | 52.0% | 63.8%-11.8pp | 77.3%-25.3pp | 69.5%-17.5pp |
| Annual return | 21.24% | 40.79%-19.6pp | 40.50%-19.3pp | 73.15%-51.9pp |
| Employer contribution / active EE | $0 | $1,753-100.0% | $4,182-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,694 | $3,272-48.2% | $5,045-66.4% | $3,332-49.2% |
| Admin fee / account holder | $0 | $3,932-100.0% | $8,159-100.0% | $4,645-100.0% |