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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,711 | $77,908+49.8% | $149,696-22.0% | $75,173+55.3% |
| Participation rate | 81.8% | 65.6%+16.2pp | 78.8%+3.0pp | 67.2%+14.6pp |
| Annual return | 17.48% | 31.73%-14.2pp | 134.46%-117.0pp | 160.72%-143.2pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,044 | $3,411+77.2% | $5,682+6.4% | $4,126+46.5% |
| Admin fee / account holder | $3,049 | $5,950-48.8% | $13,212-76.9% | $5,651-46.0% |