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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,213 | $109,344+48.4% | $89,400+81.4% | $158,950+2.1% |
| Participation rate | 36.4% | 74.3%-37.9pp | 68.0%-31.6pp | 82.0%-45.6pp |
| Annual return | 18.07% | 345.73%-327.7pp | 245.64%-227.6pp | 302.91%-284.8pp |
| Employer contribution / active EE | $2,416 | $3,170-23.8% | $2,586-6.6% | $4,762-49.3% |
| Participant deferral / active EE | $3,893 | $4,599-15.3% | $3,890+0.1% | $5,983-34.9% |
| Admin fee / account holder | $63,000 | $6,154+923.7% | $4,882+1190.5% | $11,248+460.1% |