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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,906 | $167,533+100.5% | $151,645+121.5% | $134,545+149.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -8.20% | 7.81%-16.0pp | 3.34%-11.5pp | 418.37%-426.6pp |
| Employer contribution / active EE | $9,607 | $6,828+40.7% | $6,165+55.8% | $4,742+102.6% |
| Participant deferral / active EE | $8,533 | $8,985-5.0% | $8,363+2.0% | $6,401+33.3% |
| Admin fee / account holder | $12,312 | $13,781-10.7% | $11,614+6.0% | $11,431+7.7% |