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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,165 | $105,200-43.8% | $159,474-62.9% | $85,847-31.1% |
| Participation rate | 92.9% | 75.8%+17.1pp | 82.8%+10.0pp | 69.3%+23.5pp |
| Annual return | 14.31% | 45.08%-30.8pp | 263.68%-249.4pp | 318.61%-304.3pp |
| Employer contribution / active EE | $463 | $3,319-86.0% | $4,831-90.4% | $2,565-81.9% |
| Participant deferral / active EE | $9,544 | $5,946+60.5% | $7,353+29.8% | $3,952+141.5% |
| Admin fee / account holder | $2,617 | $6,934-62.3% | $10,802-75.8% | $6,261-58.2% |