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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,405 | $100,060-29.6% | $149,721-53.0% | $70,126+0.4% |
| Participation rate | 80.8% | 83.6%-2.8pp | 87.1%-6.3pp | 69.5%+11.2pp |
| Annual return | 20.56% | 27.46%-6.9pp | 1501.67%-1481.1pp | 73.15%-52.6pp |
| Employer contribution / active EE | $2,022 | $3,661-44.8% | $5,444-62.9% | $2,343-13.7% |
| Participant deferral / active EE | $5,403 | $4,982+8.4% | $6,568-17.7% | $3,332+62.2% |
| Admin fee / account holder | $2,651 | $8,285-68.0% | $11,282-76.5% | $4,645-42.9% |