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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,394 | $133,998-77.3% | $112,263-72.9% | $134,545-77.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -20.63% | 47.17%-67.8pp | 27.49%-48.1pp | 418.37%-439.0pp |
| Employer contribution / active EE | $3,240 | $4,040-19.8% | $3,636-10.9% | $4,742-31.7% |
| Participant deferral / active EE | $7,453 | $5,292+40.8% | $4,729+57.6% | $6,401+16.4% |
| Admin fee / account holder | $1,140 | $7,493-84.8% | $6,410-82.2% | $11,431-90.0% |