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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,603 | $101,591-23.6% | $147,096-47.2% | $74,429+4.3% |
| Participation rate | 84.9% | 75.5%+9.3pp | 82.2%+2.7pp | 67.2%+17.7pp |
| Annual return | 16.68% | 8746.45%-8729.8pp | 419.75%-403.1pp | 1368.38%-1351.7pp |
| Employer contribution / active EE | $2,913 | $3,813-23.6% | $4,936-41.0% | $2,625+11.0% |
| Participant deferral / active EE | $8,338 | $7,302+14.2% | $8,071+3.3% | $4,348+91.8% |
| Admin fee / account holder | $5,656 | $1,750+223.2% | $13,005-56.5% | $1,944+190.9% |