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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,603 | $101,499-23.5% | $147,005-47.2% | $74,546+4.1% |
| Participation rate | 84.9% | 75.5%+9.3pp | 82.2%+2.7pp | 67.2%+17.7pp |
| Annual return | 16.68% | 8732.34%-8715.7pp | 418.76%-402.1pp | 1366.03%-1349.4pp |
| Employer contribution / active EE | $2,913 | $3,811-23.6% | $4,934-41.0% | $2,624+11.0% |
| Participant deferral / active EE | $8,338 | $7,304+14.2% | $8,070+3.3% | $4,347+91.8% |
| Admin fee / account holder | $5,656 | $1,748+223.6% | $13,006-56.5% | $1,944+191.0% |