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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,603 | $101,672-23.7% | $147,117-47.3% | $74,478+4.2% |
| Participation rate | 84.9% | 75.5%+9.3pp | 82.2%+2.7pp | 67.2%+17.7pp |
| Annual return | 16.68% | 8757.83%-8741.1pp | 420.54%-403.9pp | 1370.56%-1353.9pp |
| Employer contribution / active EE | $2,913 | $3,813-23.6% | $4,932-40.9% | $2,626+10.9% |
| Participant deferral / active EE | $8,338 | $7,305+14.1% | $8,065+3.4% | $4,350+91.7% |
| Admin fee / account holder | $5,656 | $1,753+222.6% | $12,993-56.5% | $1,946+190.7% |