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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,231 | $46,072+13.4% | $69,779-25.1% | $55,167-5.3% |
| Participation rate | 32.5% | 67.5%-35.0pp | 71.8%-39.3pp | 69.0%-36.5pp |
| Annual return | 17.97% | 8.68%+9.3pp | 12.99%+5.0pp | 169.23%-151.3pp |
| Employer contribution / active EE | $1,141 | $1,500-23.9% | $2,338-51.2% | $1,963-41.9% |
| Participant deferral / active EE | $2,025 | $2,344-13.6% | $2,931-30.9% | $3,054-33.7% |
| Admin fee / account holder | $2 | $428-99.5% | $4,381-100.0% | $504-99.6% |