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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,835 | $34,316-56.8% | $74,723-80.1% | $72,976-79.7% |
| Participation rate | 45.2% | 42.4%+2.8pp | 54.5%-9.2pp | 69.5%-24.3pp |
| Annual return | 21.72% | 26.58%-4.9pp | 753.18%-731.5pp | 81.02%-59.3pp |
| Employer contribution / active EE | $1,645 | $692+137.7% | $1,084+51.7% | $2,440-32.6% |
| Participant deferral / active EE | $932 | $1,272-26.7% | $1,962-52.5% | $3,608-74.2% |
| Admin fee / account holder | $29 | $2,125-98.6% | $3,335-99.1% | $5,124-99.4% |