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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,835 | $108,897+141.4% | $100,378+161.8% | $145,877+80.2% |
| Participation rate | 71.4% | 83.0%-11.5pp | 81.5%-10.1pp | 80.3%-8.9pp |
| Annual return | 7.78% | 58.17%-50.4pp | 49.41%-41.6pp | 551.28%-543.5pp |
| Employer contribution / active EE | $10,019 | $4,420+126.7% | $3,942+154.2% | $4,663+114.9% |
| Participant deferral / active EE | $5,897 | $8,455-30.3% | $8,087-27.1% | $6,691-11.9% |
| Admin fee / account holder | $2,190 | $9,690-77.4% | $7,899-72.3% | $13,402-83.7% |