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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,835 | $108,912+141.3% | $100,383+161.8% | $145,959+80.1% |
| Participation rate | 71.4% | 83.0%-11.5pp | 81.5%-10.1pp | 80.3%-8.9pp |
| Annual return | 7.78% | 57.96%-50.2pp | 49.26%-41.5pp | 561.95%-554.2pp |
| Employer contribution / active EE | $10,019 | $4,423+126.5% | $3,944+154.1% | $4,661+115.0% |
| Participant deferral / active EE | $5,897 | $8,451-30.2% | $8,086-27.1% | $6,689-11.8% |
| Admin fee / account holder | $2,190 | $9,690-77.4% | $7,900-72.3% | $13,398-83.7% |