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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,916 | $198,457-27.5% | $170,435-15.6% | $147,586-2.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.93% | 257.30%-243.4pp | 205.94%-192.0pp | 578.59%-564.7pp |
| Employer contribution / active EE | $5,811 | $6,183-6.0% | $5,432+7.0% | $4,876+19.2% |
| Participant deferral / active EE | $15,480 | $5,629+175.0% | $4,939+213.4% | $5,439+184.6% |
| Admin fee / account holder | $2,512 | $16,852-85.1% | $13,881-81.9% | $10,886-76.9% |