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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,367 | $183,539+9.2% | $155,556+28.8% | $145,897+37.3% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 8.79% | 61.31%-52.5pp | 64.84%-56.0pp | 552.29%-543.5pp |
| Employer contribution / active EE | $10,032 | $5,315+88.7% | $4,675+114.6% | $4,663+115.2% |
| Participant deferral / active EE | $6,980 | $6,467+7.9% | $5,631+24.0% | $6,689+4.3% |
| Admin fee / account holder | $5,811 | $19,275-69.9% | $15,885-63.4% | $13,390-56.6% |