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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,033 | $138,102+86.8% | $125,381+105.8% | $134,532+91.8% |
| Participation rate | 42.9% | 84.5%-41.6pp | 82.4%-39.5pp | 81.2%-38.4pp |
| Annual return | -9.62% | 750.73%-760.3pp | 572.31%-581.9pp | 418.27%-427.9pp |
| Employer contribution / active EE | $576 | $5,245-89.0% | $4,815-88.0% | $4,741-87.8% |
| Participant deferral / active EE | $2,812 | $7,801-64.0% | $7,448-62.2% | $6,401-56.1% |
| Admin fee / account holder | $0 | $11,568-100.0% | $10,007-100.0% | $11,429-100.0% |