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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,241 | $56,054+143.1% | $171,082-20.4% | $62,881+116.7% |
| Participation rate | 55.6% | 62.9%-7.3pp | 76.7%-21.1pp | 69.3%-13.7pp |
| Annual return | 5.76% | 22.52%-16.8pp | 32.56%-26.8pp | 20.14%-14.4pp |
| Employer contribution / active EE | $1,721 | $1,731-0.6% | $4,002-57.0% | $2,281-24.5% |
| Participant deferral / active EE | $7,176 | $3,158+127.2% | $4,797+49.6% | $3,203+124.0% |
| Admin fee / account holder | $10,906 | $3,647+199.1% | $8,520+28.0% | $4,296+153.9% |