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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,921 | $58,493+91.3% | $84,021+33.2% | $72,975+53.4% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 16.36% | 28.93%-12.6pp | 71.32%-55.0pp | 81.01%-64.6pp |
| Employer contribution / active EE | $5,316 | $1,163+357.1% | $1,984+168.0% | $2,440+117.9% |
| Participant deferral / active EE | $4,213 | $2,394+76.0% | $3,239+30.1% | $3,608+16.8% |
| Admin fee / account holder | $17,845 | $4,569+290.6% | $6,102+192.5% | $5,124+248.3% |