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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,640 | $106,557+301.3% | $91,227+368.8% | $134,545+217.8% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -26.86% | 160.81%-187.7pp | 114.14%-141.0pp | 418.37%-445.2pp |
| Employer contribution / active EE | $3,755 | $3,332+12.7% | $2,851+31.7% | $4,742-20.8% |
| Participant deferral / active EE | $13,901 | $4,719+194.6% | $4,234+228.3% | $6,401+117.2% |
| Admin fee / account holder | $3,826 | $6,235-38.6% | $5,423-29.4% | $11,431-66.5% |