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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,949 | $57,541+45.9% | $95,759-12.3% | $75,177+11.7% |
| Participation rate | 34.4% | 62.5%-28.1pp | 72.3%-37.9pp | 67.2%-32.8pp |
| Annual return | 20.37% | 34.93%-14.6pp | 28.42%-8.0pp | 160.75%-140.4pp |
| Employer contribution / active EE | $689 | $1,808-61.9% | $2,836-75.7% | $2,671-74.2% |
| Participant deferral / active EE | $2,290 | $3,074-25.5% | $4,244-46.0% | $4,126-44.5% |
| Admin fee / account holder | $71 | $4,099-98.3% | $5,678-98.7% | $5,651-98.7% |