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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,243 | $209,874+39.7% | $189,537+54.7% | $167,536+75.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 8.49% | 748.61%-740.1pp | 555.34%-546.8pp | 478.82%-470.3pp |
| Employer contribution / active EE | $20,708 | $6,913+199.6% | $6,161+236.1% | $4,839+327.9% |
| Participant deferral / active EE | $17,667 | $8,934+97.8% | $8,220+114.9% | $6,342+178.6% |
| Admin fee / account holder | $985 | $14,299-93.1% | $12,048-91.8% | $12,315-92.0% |