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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,714 | $85,766+34.9% | $136,298-15.1% | $70,126+65.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 17.10% | 31.46%-14.4pp | 5156.27%-5139.2pp | 73.15%-56.1pp |
| Employer contribution / active EE | $4,964 | $2,966+67.4% | $4,696+5.7% | $2,343+111.9% |
| Participant deferral / active EE | $8,702 | $5,051+72.3% | $6,247+39.3% | $3,332+161.2% |
| Admin fee / account holder | $15,730 | $5,421+190.2% | $9,244+70.2% | $4,645+238.6% |