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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,405 | $111,535+262.6% | $105,223+284.3% | $137,256+194.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 12.50% | 237.85%-225.4pp | 180.65%-168.1pp | 220.34%-207.8pp |
| Employer contribution / active EE | $14,165 | $3,939+259.6% | $3,689+284.0% | $4,156+240.8% |
| Participant deferral / active EE | $10,994 | $5,500+99.9% | $5,072+116.8% | $6,407+71.6% |
| Admin fee / account holder | $4,167 | $9,721-57.1% | $8,859-53.0% | $12,270-66.0% |