Retirement plan

COPLEY PROFESSIONAL SERVICES GROUP 401(K) PLAN

Name: COPLEY PROFESSIONAL SERVICES GROUP, INC. - COPLEY PROFESSIONAL SERVICES GROUP 401(K) PLAN (2016) Form 5500
Creator: COPLEY PROFESSIONAL SERVICES GROUP, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COPLEY PROFESSIONAL SERVICES GROUP 401(K) PLAN, COPLEY PROFESSIONAL SERVICES GROUP, INC.

COPLEY PROFESSIONAL SERVICES GROUP, INC.EIN 04-3358048Plan #001PY 2016

P.O. BOX 749 - MORRISVILLE, VT 05661802-851-8603lamoillehealthpartners.orgLinkedIn51-200 employeesmedical practice

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$6.2M

No prior year

Total participants

203

No prior year

Average account balance

$38,712

No prior year

Annual return

-1.52%

No prior year

Benchmarks

See 5,140 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,140 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.41M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$42K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

247

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

67.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.21M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.98%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
FUTURE PLAN CONSULTING - FORT WAYNE1+ years Filed as: FUTURE PLANNING ASSOCIATES, INC. Service code 13	Contract Administrator	$10,100
HORNOR TOWNSEND & KENT INC1+ years Filed as: HORNOR TOWNSEND & KENT INC. Service code 53	Insurance Commissions	$1,604
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850	Indirect Investment Fees	$265
JOHN HANCOCK LIFE INSURANCE COMPANY1+ years Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346	Recordkeeping	$82
FUTURE PLAN CONSULTING - FORT WAYNE1+ years Filed as: FUTURE PLANNING ASSOCIATES Service code 13 · EIN 03-0271340	Contract Administrator	$0
HONOR TOWNSHEND & KENT INC1+ years Service code 53 · EIN 23-1706139	Insurance Commissions	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$2K

$14 / participant

Contract admin$2K100.0%

% of EOY assets

0.037%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BAKER NEWMAN NOYES
Auditor EIN: 010494526
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$38,712

$46,732-17.2%

$156,551-75.3%

$55,167-29.8%

Participation rate

74.3%

65.8%+8.5pp

84.0%-9.8pp

69.0%+5.3pp

Annual return

-1.52%

17.72%-19.2pp

32.23%-33.7pp

169.23%-170.8pp

Employer contribution / active EE

$457

$2,105-78.3%

$5,501-91.7%

$1,963-76.7%

Participant deferral / active EE

$751

$2,204-65.9%

$4,871-84.6%

$3,054-75.4%

Admin fee / account holder

$15

$418-96.5%

$13,028-99.9%

$504-97.1%

Provider

Service type

Compensation

FUTURE PLAN CONSULTING - FORT WAYNE1+ years

Filed as: FUTURE PLANNING ASSOCIATES, INC.

Service code 13

Contract Administrator

$10,100

HORNOR TOWNSEND & KENT INC1+ years

Filed as: HORNOR TOWNSEND & KENT INC.

Service code 53

Insurance Commissions

$1,604

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$265

JOHN HANCOCK LIFE INSURANCE COMPANY1+ years

Filed as: JOHN HANCOCK LIFE INSURANCE CO USA

Service code 15 · EIN 01-0233346

Recordkeeping

$82

FUTURE PLAN CONSULTING - FORT WAYNE1+ years

Filed as: FUTURE PLANNING ASSOCIATES

Service code 13 · EIN 03-0271340

Contract Administrator

HONOR TOWNSHEND & KENT INC1+ years

Service code 53 · EIN 23-1706139

Insurance Commissions

COPLEY PROFESSIONAL SERVICES GROUP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COPLEY PROFESSIONAL SERVICES GROUP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion