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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,891 | $61,815-35.5% | $97,295-59.0% | $80,959-50.7% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.7%+27.3pp | 67.7%+32.3pp |
| Annual return | 11.09% | -558.73%+569.8pp | 75.62%-64.5pp | 35.67%-24.6pp |
| Employer contribution / active EE | $4,203 | $1,836+128.9% | $2,723+54.4% | $2,757+52.4% |
| Participant deferral / active EE | $3,823 | $3,027+26.3% | $4,264-10.3% | $4,300-11.1% |
| Admin fee / account holder | $22,237 | $5,166+330.5% | $5,646+293.8% | $6,925+221.1% |