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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,183 | $116,203+81.7% | $93,621+125.6% | $152,897+38.1% |
| Participation rate | 81.8% | 78.1%+3.8pp | 75.8%+6.0pp | 82.5%-0.6pp |
| Annual return | 24.02% | 35.96%-11.9pp | 32.76%-8.7pp | 345.43%-321.4pp |
| Employer contribution / active EE | $2,034 | $3,219-36.8% | $2,719-25.2% | $4,764-57.3% |
| Participant deferral / active EE | $6,016 | $4,605+30.7% | $4,070+47.8% | $5,851+2.8% |
| Admin fee / account holder | $3,361 | $10,751-68.7% | $7,890-57.4% | $11,599-71.0% |