| Provider | Service type | Compensation |
|---|---|---|
AON CONSULTING3+ years Filed as: AON HEWITT Service code 15 · EIN 36-2235791 | Recordkeeping | $305,593 |
AON CONSULTING3+ years Filed as: AON HEWITT FINANCIAL ADVISORS Service code 26 · EIN 35-2421957 | Advisory (Participants) | $195,403 |
INVESCO1 year Filed as: INVESCO ADVISORS, INC. Service code 28 · EIN 58-1707262 | Investment Management | $171,592 |
THE BANK OF NEW YORK MELLON3+ years Service code 28 · EIN 13-5160382 | Investment Management | $136,612 |
ALIGHT SOLUTIONS LLC1 year Service code 28 · EIN 82-1061233 4 OVERLOOK POINT, SIDE B · LINCOLNSHIRE, IL 60069 | Investment Management | $117,756 |
AON CONSULTING3+ years Filed as: AON HEWITT INVESTMENT CONSULTING Service code 28 · EIN 27-2436452 | Investment Management | $50,000 |
ERNST & YOUNG LLP2 years Filed as: ERNST & YOUNG U.S. LPP Service code 10 · EIN 34-6565596 | Accounting | $48,600 |
BLACK & PINCKARD LLC2 years Filed as: BLACK ROCK FINANCIAL Service code 21 · EIN 94-3112180 | Bank Trustee | $33,085 |
Filed as: SSGA Service code 28 · EIN 81-4017137 | Investment Management | $11,992 |
CLIFTONLARSONALLEN LLP1 year Service code 10 · EIN 41-0746749 | Accounting | $6,643 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,153 | $117,734+4.6% | $115,752+6.4% | $77,958+58.0% |
| Participation rate | 67.7% | 82.0%-14.3pp | 77.8%-10.0pp | 71.6%-3.9pp |
| Annual return | 14.98% | 17.65%-2.7pp | 19.41%-4.4pp | 20.87%-5.9pp |
| Employer contribution / active EE | $4,490 | $2,736+64.1% | $3,492+28.6% | $2,310+94.3% |
| Participant deferral / active EE | $4,944 | $4,435+11.5% | $5,204-5.0% | $3,537+39.8% |
| Admin fee / account holder | $304 | $75+306.0% | $6,278-95.2% | $97+212.5% |