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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,022 | $107,809-42.5% | $90,657-31.6% | $135,380-54.2% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | 14.67% | -0.90%+15.6pp | 1.89%+12.8pp | 519.81%-505.1pp |
| Employer contribution / active EE | $209 | $3,018-93.1% | $2,532-91.8% | $4,779-95.6% |
| Participant deferral / active EE | $4,900 | $3,872+26.6% | $3,424+43.1% | $5,609-12.6% |
| Admin fee / account holder | $305 | $5,931-94.9% | $4,994-93.9% | $10,828-97.2% |