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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,841 | $108,825-57.0% | $156,181-70.0% | $82,448-43.2% |
| Participation rate | 91.4% | 72.4%+19.1pp | 78.8%+12.6pp | 68.1%+23.4pp |
| Annual return | 15.22% | 20.59%-5.4pp | 64.87%-49.7pp | 41.64%-26.4pp |
| Employer contribution / active EE | $0 | $2,870-100.0% | $4,294-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $6,618 | $4,577+44.6% | $6,132+7.9% | $4,139+59.9% |
| Admin fee / account holder | $4,118 | $9,341-55.9% | $14,586-71.8% | $7,234-43.1% |