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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,645 | $101,795-56.1% | $165,100-73.0% | $80,959-44.9% |
| Participation rate | 87.5% | 71.8%+15.7pp | 78.6%+8.9pp | 67.7%+19.8pp |
| Annual return | 11.48% | 16.73%-5.3pp | 70.21%-58.7pp | 35.67%-24.2pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,348-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $6,648 | $4,476+48.5% | $6,035+10.1% | $4,300+54.6% |
| Admin fee / account holder | $19,827 | $8,221+141.2% | $12,696+56.2% | $6,925+186.3% |