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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,028 | $90,607+15.9% | $79,467+32.2% | $135,380-22.4% |
| Participation rate | 75.0% | 76.0%-1.0pp | 73.3%+1.7pp | 82.6%-7.6pp |
| Annual return | -13.89% | 977.74%-991.6pp | 718.30%-732.2pp | 519.81%-533.7pp |
| Employer contribution / active EE | $4,192 | $3,068+36.6% | $2,800+49.7% | $4,779-12.3% |
| Participant deferral / active EE | $12,066 | $4,050+197.9% | $3,704+225.8% | $5,609+115.1% |
| Admin fee / account holder | $425 | $5,895-92.8% | $5,104-91.7% | $10,828-96.1% |