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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,022 | $138,075+50.7% | $123,552+68.4% | $135,379+53.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.55% | 153.70%-163.2pp | 119.20%-128.8pp | 519.79%-529.3pp |
| Employer contribution / active EE | $14,111 | $5,152+173.9% | $4,628+204.9% | $4,779+195.3% |
| Participant deferral / active EE | $10,704 | $6,800+57.4% | $6,426+66.6% | $5,609+90.8% |
| Admin fee / account holder | $5,075 | $10,917-53.5% | $9,285-45.3% | $10,828-53.1% |