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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,732 | $81,208-58.5% | $98,920-65.9% | $79,852-57.8% |
| Participation rate | 26.9% | 72.5%-45.6pp | 76.0%-49.2pp | 69.6%-42.8pp |
| Annual return | 20.89% | 60.99%-40.1pp | 196.47%-175.6pp | 31.72%-10.8pp |
| Employer contribution / active EE | $1,028 | $1,960-47.6% | $2,689-61.8% | $2,471-58.4% |
| Participant deferral / active EE | $2,005 | $3,265-38.6% | $4,245-52.8% | $3,740-46.4% |
| Admin fee / account holder | $2,414 | $6,013-59.8% | $6,643-63.7% | $5,306-54.5% |