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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,791 | $185,312+49.9% | $161,489+72.0% | $154,746+79.5% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.7%+1.3pp | 80.7%-0.7pp |
| Annual return | 10.12% | 103.84%-93.7pp | 89.72%-79.6pp | 172.34%-162.2pp |
| Employer contribution / active EE | $7,298 | $4,769+53.0% | $4,268+71.0% | $4,379+66.6% |
| Participant deferral / active EE | $10,437 | $6,350+64.4% | $5,630+85.4% | $6,730+55.1% |
| Admin fee / account holder | $18,735 | $18,654+0.4% | $16,006+17.1% | $14,365+30.4% |