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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,791 | $172,111+61.4% | $150,298+84.8% | $137,256+102.4% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 10.12% | 69.37%-59.3pp | 62.79%-52.7pp | 220.34%-210.2pp |
| Employer contribution / active EE | $7,298 | $4,636+57.4% | $4,154+75.7% | $4,156+75.6% |
| Participant deferral / active EE | $10,437 | $6,166+69.3% | $5,453+91.4% | $6,407+62.9% |
| Admin fee / account holder | $18,735 | $16,471+13.7% | $14,116+32.7% | $12,270+52.7% |