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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,955 | $152,612-65.3% | $125,192-57.7% | $152,897-65.4% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 24.62% | 54.85%-30.2pp | 43.79%-19.2pp | 345.43%-320.8pp |
| Employer contribution / active EE | $2,505 | $4,947-49.4% | $3,866-35.2% | $4,764-47.4% |
| Participant deferral / active EE | $5,266 | $5,868-10.3% | $4,937+6.7% | $5,851-10.0% |
| Admin fee / account holder | $933 | $13,437-93.1% | $9,704-90.4% | $11,599-92.0% |