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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,687 | $47,848-38.0% | $81,473-63.6% | $70,126-57.7% |
| Participation rate | 53.6% | 58.3%-4.7pp | 68.0%-14.4pp | 69.5%-16.0pp |
| Annual return | 0.00% | 27.25%-27.2pp | 38.78%-38.8pp | 73.15%-73.1pp |
| Employer contribution / active EE | $1,019 | $1,527-33.3% | $2,568-60.3% | $2,343-56.5% |
| Participant deferral / active EE | $1,520 | $2,453-38.0% | $3,537-57.0% | $3,332-54.4% |
| Admin fee / account holder | $46 | $3,145-98.5% | $4,561-99.0% | $4,645-99.0% |