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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,323 | $48,076+38.0% | $78,693-15.7% | $62,891+5.5% |
| Participation rate | 100.0% | 65.2%+34.8pp | 73.6%+26.4pp | 69.3%+30.7pp |
| Annual return | 15.83% | 31.35%-15.5pp | 62.18%-46.3pp | 20.14%-4.3pp |
| Employer contribution / active EE | $3,868 | $2,015+92.0% | $2,850+35.7% | $2,281+69.6% |
| Participant deferral / active EE | $8,374 | $2,588+223.6% | $3,517+138.1% | $3,203+161.5% |
| Admin fee / account holder | $468 | $3,207-85.4% | $4,511-89.6% | $4,296-89.1% |