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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,036 | $42,383-38.6% | $76,518-66.0% | $64,173-59.4% |
| Participation rate | 41.5% | 58.1%-16.6pp | 68.0%-26.5pp | 69.6%-28.1pp |
| Annual return | -6.07% | -16.54%+10.5pp | -0.27%-5.8pp | 7.63%-13.7pp |
| Employer contribution / active EE | $724 | $1,563-53.7% | $2,647-72.6% | $2,381-69.6% |
| Participant deferral / active EE | $1,074 | $2,566-58.1% | $3,836-72.0% | $3,470-69.0% |
| Admin fee / account holder | $733 | $3,198-77.1% | $4,849-84.9% | $4,887-85.0% |