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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,483 | $150,447-70.4% | $136,298-67.4% | $147,586-69.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.38% | 1049.15%-1030.8pp | 5156.27%-5137.9pp | 578.59%-560.2pp |
| Employer contribution / active EE | $8,753 | $5,256+66.5% | $4,696+86.4% | $4,876+79.5% |
| Participant deferral / active EE | $5,933 | $6,631-10.5% | $6,247-5.0% | $5,439+9.1% |
| Admin fee / account holder | $336 | $10,906-96.9% | $9,244-96.4% | $10,886-96.9% |